List of Most Recommended Life Insurance Products
Life insurance is one of the best protections that policyholders have to deal with all risks such as accidents to possible death that could occur in the future. The type of protection provided certainly covers costs to compensation for family members. In providing all these benefits, the best life insurance products exist that offer dependents with attractive, competitive, and of course profitable premiums. In Indonesia, there are several recommendations from local to multinational companies that provide the best product recommendations to follow.
Best and Most Trusted Life Insurance Product Recommendations
To make it easier to consider the best type of company, you can pay attention to some of the following information:
1#. Manulife
Manulife is a Canadian company engaged in the field of life insurance that has existed in Indonesia since 1985. Longevity and long experience have made Manulife the best product for insurance. This large company has a variety of the best insurance products and is perfect for you to choose from, one of which is the type of term saving protection. This product is a type of term insurance with a premium return value of 100% if there are no claims at the end of the insurance period. In addition, premium payments that can be chosen according to the needs of the policy also make this product from Manulife superior.
Interestingly, the way to buy life insurance from Manulife is also very easy. Apart from going through an agent, you can do it online by visiting the official Manulife.co.id website. Then choose the type of life protection as needed. Fill in all the information and personal data completely. Submit all data and wait for Manulife to contact you.
2#. Axa Mandiri
Of course you no longer have to doubt the quality of products from AXA Mandiri. The best life insurance from a joint company between the AXA group and also bank Mandiri has been here to help people protect themselves and their future since 1991. This brand has been supported by more than 1900 professional and competent agents. So that it will be easier to reach all customers from various regions in Indonesia.
One of the pure life insurance products owned by this company is the AXA Mandiri Secure Plan. The product provides self-protection for 10 years. On the other hand, the amount of premium returns given is also around 110% if there is no insurance claim. Interestingly, customers only have to pay a premium for the first 5 years. The monthly premium fee is also very affordable, starting from Rp. 150 thousand to Rp. 1.5 Million.
3#. Cigna
The next best insurance product in Indonesia is Cigna. This multinational brand has been operating in Indonesia since the 1990s. The main focus of this company is to provide life, health and critical illness insurance for families and individuals. The flagship product of this company is the Cigna family Eazlife. This service is able to cover up to 7 family members in 1 policy at the end of the insurance period. Not only that, customers can also get coverage funds of up to 500 million rupiah in a protection period of up to 10 years.
4#. Sun Life Insurance
Another multinational insurance company in Indonesia is Sun Life Insurance. This company has been around since 1965 and is still operating today. Various types of the best insurance such as term life, whole life, to unit link are provided in 1 brand. So you can enjoy all the services practically. The most popular best policy product from this company is Sun Safety Life which will always protect its customers by returning premiums. Interestingly, customers who wish to use this product do not need to undergo a medical check-up until they are over 75 years old.
Please note that customers who die will receive compensation in accordance with the agreement of the policyholder and the insurance company. Enjoy attractive benefits through premium returns of up to 50% of premiums paid every 5 years. All of these benefits can be provided by setting aside funds starting from 250 thousand rupiah depending on the life insurance product used.
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